Kuber Health Insurance

Activ One NXT
HealthReturns™ + No Capping on Medical Expenses + Super Reload
Premium starting at:
₹5,630*/year

Activ One NXT
HealthReturns™ + No Capping on Medical Expenses + Super Reload
Premium starting at:
₹5,630*/year

Activ One VYTL
HealthReturns™ + Day 1 Cover for 7 Chronic Conditions + Chronic Management Program
Premium starting at:
₹7,111*/year

Activ One SAVR
HealthReturns™ + Claim Protect + Advanced Health Check-up + Hospital Cash Cover
Premium starting at:
₹7,855*/year

Activ One VIP
HealthReturns™ + Global Cover (Emergency Only) + Maternity Cover + Specified Illness Cover for Major Listed Illnesses
Premium starting at:
₹17,011*/year

Activ One VIP+
HealthReturns™+ No Capping on Medical Expenses + Super Reload
Premium starting at:
₹49,702*/year

Super Health Plus Top Up
Up to Rs. 95* lakh coverage with an affordable premium
Premium starting at:
₹962*/year

Activ Health Platinum Enhanced
Health insurance + Wellness benefit + Chronic Care Managemen
Premium starting at:
₹8,215*/year

Activ Health Platinum Essential
Health Insurance + Wellness Benefit + Chronic Care Management
Premium starting at:
₹5,579*/year

Activ Health
Platinum Premiere
Protecting your health, ensuring overall well-being
Premium starting at:
₹31,145*/year

Activ Assure Diamond + Super Health Topup
1 Crore Cover + Health insurance + Health benefit
Premium starting at:
₹11,746*/year

Super Star
No Limits, Just Benefits: Unlimited Restoration, Unlimited Renewal Bonus, Unlimited Sum Insured. Your protection never stops.
Freeze Your Age: Lock in your age and keep your premiums young until you make a claim.
Trusted Hospitals, Any Room: Choose from top-tier hospitals nationwide; you can pick any room at no extra cost.

Star Women Care Insurance Policy
Unique Cover: A specially designed policy that provides multi-fold benefits for women
Automatic Restoration: 100% of the Sum Insured is restored once in a policy period
Delivery Expenses: Normal & C-section delivery expenses are covered (including pre and post-natal)

Star Comprehensive Insurance Policy
Automatic Restoration: Get 100% of the basic Sum Insured restored once in a policy year
Buy-back PED: Optional cover to reduce the waiting period in respect of Pre-Existing Diseases
Mid-term Inclusion: Newly married/wedded spouse and new born baby are covered on payment of additional premium

Senior Citizens Red Carpet Health Insurance Policy
Elderly Cover: Designed for the age group of 60 – 75 years with lifelong renewals
Outpatient Cover: Get cover for medical consultations as an outpatient at Network Hospitals
Pre-Insurance Screening: Pre-insurance screening is not required to avail this policy

Family Health Optima Insurance Plan
Automatic Restoration: 100% of the Sum Insured is restored thrice in a policy year
Additional Sum Insured for Road Traffic Accident: The Sum Insured is increased for Road Traffic Accident on exhaustion of the limit of coverage
Recharge Benefit: Get additional indemnity once in a policy year on exhaustion of the limit of coverage

Star Health Premier Insurance Policy
Special Policy: Designed for people aged 50 years and above without any maximum age limit
Pre-insurance Screening: Pre-insurance screening is not required to avail this policy
Health Check-Up Discount: 10% premium discount is available if listed health check-up reports are submitted at the inception of the policy and subject to the findings in the submitted report

Super Surplus Insurance Policy
Top-up Plan: Get enhanced health coverage at an affordable premium
Recharge Benefit: Get additional indemnity on exhaustion of the Sum Insured at no additional cost
Long-Term Discount: If the policy is opted for a term of 2 years, then 5% premium discount is available

Medi Classic Insurance Policy (Individual)
Restoration Benefit: 200% of the basic Sum Insured is restored once in a policy period
Road Traffic Accident: The Sum Insured is increased for Road Traffic Accident on its exhaustion
Long-Term Discount: If the policy is opted for a term of 2 or 3 years, then a discount on the premium is available

Star Health Gain Insurance Policy
Wide Cover: Provides broad cover for both in-patient hospitalisation and outpatient expenses
Modern Treatment: Expenses are covered either as in-patient hospitalisation or day care procedures
Outpatient Benefit: Outpatient expenses incurred at any networked facility are covered

Star Micro Rural and Farmers Care
Rural Cover: Exclusively designed for rural population
Pre-Insurance Screening: Pre-insurance screening is not required to avail this policy
Less Waiting Period: PED & Specific Diseases are covered just after 6 months

Star Hospital Cash Insurance Policy
Lump-Sum Benefit for Hospitalisation: Designed to provide daily cash benefit for incidental expenses on hospitalisation
ICU Hospital Cash: Get up to 200% of the hospital cash amount (per day) in case of ICU hospitalisation
Accident Hospital Cash: Get up to 150% of the hospital cash amount every 24 hours of hospitalisation in case of accidents

Star Out Patient Care Insurance Policy
Outpatient Cover: Outpatient consultation expenses are covered at Network Hospitals
Diagnostic & Pharmacy: Expenses are covered at Network Hospitals
Dental & Ophthalmic: Expenses are covered at Network Hospitals

Young Star Insurance Policy
Automatic Restoration: 100% of the Sum Insured is restored once in a policy period
Mid-term Inclusion: Entitles you to add newly married or wedded spouse, legally adopted child and new born baby in the middle of the policy year
Loyalty Discount: 10% discount for opting the policy before 36 years and continuously renewing it beyond 40 years of age

Arogya Sanjeevani Policy, Star Health and Allied Insurance Co Ltd.
Rural Discount: 20% discount on premium for the rural population
Modern Treatments: Get cover for Modern treatments up to 50% of the Sum Insured
AYUSH Cover: Covers hospitalisation expenses towards AYUSH treatments

Star Health Assure Insurance Policy
Family Size: Covers 6 adults and 3 children including, self, spouse, parents and parents-in-law
Automatic Restoration: Sum Insured will be restored unlimited number of times and a maximum up to 100% each time
Long-Term Discount: If the policy is opted for a term of 2 or 3 years, then a discount on the premium is available

Diabetes Safe Insurance Policy
Diabetic Cover: Designed to cover people diagnosed with both type-1 and type-2 diabetes
Family Cover: Can also avail this policy on a floater basis(self & spouse) if either of them is diabetic
Automatic Restoration: Get 100% of the Sum Insured restored once in a policy year for individual plan

Star Cardiac Care Insurance Policy
Diabetic Cover: Designed to cover people diagnosed with both type-1 and type-2 diabetes
Family Cover: Can also avail this policy on a floater basis(self & spouse) if either of them is diabetic
Automatic Restoration: Get 100% of the Sum Insured restored once in a policy year for individual plan

Star Cardiac Care Insurance Policy-Platinum
Exclusive Cover: Specially designed policy for people diagnosed with cardiac ailment or disorder
Pre-Insurance Screening: Pre-insurance screening is not required to avail this policy
Cardiac Devices: Get up to 50% of the sum insured for cardiac devices

Star Cancer Care Platinum Insurance Policy
Exclusive Cover: Specially designed policy for people diagnosed with Cancer
Wide Cover: In addition to Cancer, it also covers regular hospitalisation expenses unrelated to Cancer
Lump Sum Cover: As an optional cover, a lump sum is provided for recurrence of Cancer, metastasis and/or second malignancy unrelated to first Cancer

Star Critical Illness Multipay Insurance Policy
Unique Cover: The policy covers 37 major critical illnesses
Star Wellness Program: Avail premium discounts for maintaining a healthy lifestyle
Pre-Insurance Screening: Pre-insurance screening is not required until 50 years of age to avail this policy

Star Extra Protect - Add on Cover
Add on Cover: Get the limits of your base policy enhanced with an affordable premium
Modern Treatment: Expenses are covered up to the Sum Insured of the Base policy if there is an admissible claim under the base policy
Claim Guard: Get cover for non-medical items if there is an admissible claim under your base policy

Star Special Care
Special Cover: A unique policy designed for people diagnosed with Autism Spectrum Disorder
Medical Screening: Pre-insurance screening is not required to avail this policy
Modern Treatment: Expenses for modern treatments are covered up to specified limits

Special Care Gold, Star Health And Allied Insurance Company Limited
Unique Policy: Designed to provide cover for persons with disability or/and individuals with HIV/AIDS
AYUSH Cover: Hospitalisation expenses towards AYUSH treatment are covered up to 100% of the Sum Insured
Pre-Insurance Screening: Pre-policy medical check-up is not required to avail this policy

Young Star Extra Protect–Add on Cover
Enhanced Cover: Get enhanced coverage limits of your base policy at an affordable premium
Non-medical Items Cover: Get coverage for non-medical items if there is an admissible claim under your policy
Ayush Treatment: Get cover for AYUSH treatments up to the Sum Insured of the base policy

Smart Health Pro
Pre-insurance Screening: Pre-insurance screening is not required to avail this policy
Automatic Restoration: 100% of the Sum Insured is restored once in a policy period
AYUSH Treatment: Hospitalisation expenses towards AYUSH treatments are covered